If you are not prioritizing your debt, you may find it difficult to make any headway in paying it off promptly. One of the keys to money management is knowing how and where to spend your money, and taking the time to prioritize your debt has many benefits. First and foremost, if you are managing [...]
Setting Priorities for Your Debt
Posted on 16 April 2009
If you are not prioritizing your debt, you may find it difficult to make any headway in paying it off promptly. One of the keys to money management is knowing how and where to spend your money, and taking the time to prioritize your debt has many benefits. First and foremost, if you are managing [...]
Beware of Foreclosure Rescue Scams - Help Is Free!
Posted on 09 April 2009
There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.
Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away!
Beware of anyone who [...]
Can You Get Mortgage Help?
Posted on 21 February 2009
Source: [CNNMoney.com] — The eagerly anticipated foreclosure prevention program unveiled Wednesday by President Obama targets 9 million borrowers for help - are you one of them?
The $75 billion effort, dubbed the Homeowner Affordability and Stability Plan, boils down to two basic solutions:
First, the government is aiming to help more homeowners refinance to take advantage of [...]
FICO 08: Pros and Cons
Posted on 06 February 2009
No matter where you turn in the media these days, you likely will find ads urging you to check your credit score — but you might not know that a new way of determining credit scores is being rolled out this spring, and it will affect the way your credit is calculated.
Fair Isaac Corporation originally [...]
FICO 08: New rule for FICO score announced
Posted on 06 February 2009
A new system for determining your credit-worthiness, FICO ‘08, rolls out this Thursday, and there’s nothing you can to do stop it. By these 6 changes, ye shall be judged:
1. Spouses and children can improve their credit score by being an authorized user on a credit card account, but that’s it. No more piggybacking off [...]
Just Say NO to Refund Anticipation Loans
Posted on 04 February 2009
It’s tax season and for those who may be strapped for cash, getting an instant refund may be very tempting. But taking a closer look at what that quick cash is actually costing you, will hopefully make you reconsider.
Refund Anticipation Loans (RALs) are bank loans secured by your expected tax refund and offered through many [...]
Class Action Filed Over Chase Credit Card Fees:
Posted on 04 February 2009
Bank demands “monthly service fee,” higher payments
A class action filed in January alleges that Chase is forcing its customers to pay a “monthly service fee” and an increasedmonthly payment, without advance notification.
The suit concerns Chase’s “Balance Transfer Checks,” a tool that allows consumers to transfer outstanding balances to their Chase credit cards. The suit alleges that, under the [...]
Books
Freebie: Napoleon Hill’s Think & Grow Rich
Posted on 30 December 2008
Mindset has almost become a buzz word. What’s interesting about this is the effect mindset has on our everyday lives is not a new concept. I’m one of the many who tried to read Napoleon Hill’s Think & Grow Rich many years ago, at a time in my life when I wasn’t receptive to the [...]
Buyers
Can You Get Mortgage Help?
Posted on 21 February 2009
Source: [CNNMoney.com] — The eagerly anticipated foreclosure prevention program unveiled Wednesday by President Obama targets 9 million borrowers for help - are you one of them?
The $75 billion effort, dubbed the Homeowner Affordability and Stability Plan, boils down to two basic solutions:
First, the government is aiming to help more homeowners refinance to take advantage of [...]
Credit
Setting Priorities for Your Debt
Posted on 16 April 2009
If you are not prioritizing your debt, you may find it difficult to make any headway in paying it off promptly. One of the keys to money management is knowing how and where to spend your money, and taking the time to prioritize your debt has many benefits. First and foremost, if you are managing [...]
Deals
Don’t get Suckered at The City
Posted on 30 January 2009
They’re going out of business! It’s a liquidation sale! The prices will be crazy marked down, right? Not necessarily. Read on to avoid getting ripped off by liquidators. Photo by Cosmic Kitty.
Many an unwitting shopper can be lured into a store with an enormous “50% OFF!” sign strung across the storefront. Even more so when the closure [...]
General
OMFAIG: A Chronology of AIG Malfeasance
Posted on 19 March 2009
OMFAIG is Right
I cannot believe what these guys had to audacity to do after all the bad press GM got for taking a private jet to bailout meetings.
Share and Enjoy:
Inspiration
For Any Age or Stage: Practical Advice for Everyone on How to Save and Manage Money
Posted on 26 January 2009
No matter how old or young you are, there are some basic things you can do to better manage and protect your money. Here are recommendations from FDIC Consumer News.
Comparison shop for financial services. Just as you would do for any major purchase, look at what is being offered by your bank and a few competitors, [...]
Investments
Beware of Foreclosure Rescue Scams - Help Is Free!
Posted on 09 April 2009
There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.
Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away!
Beware of anyone who [...]
Security
HOT Topic 09: Is Your Private Information Open to the Public?
Posted on 01 January 2009
Remember these top 8 cyber security practices.
1. Protect Your Personal Information. It’s Valuable.
Identity theft risk can be minimized when online by not giving out personal information your name, email address, account numbers, or Social Security number until you know how it’s going to be used, and who you are giving it to. Don’t reply or [...]
Technology
OH: Steve is Sick and the Stock Goes Up
Posted on 05 January 2009
This really shows how twisted the markets are now a days. AAPL posted record sales last quarter and the stock went down, AAPL says Super Steve is really sick and the stock goes up! Go figure.
Apple CEO Steve Jobs today decided to “share something very personal with the Apple community”–in an open letter posted everywhere, [...]
- Setting Priorities for Your Debt
- Beware of Foreclosure Rescue Scams - Help Is Free!
- OMFAIG: A Chronology of AIG Malfeasance
- Can You Get Mortgage Help?
- Inconvenient Debt: Watch and share this
- FICO 08: Pros and Cons
- FICO 08: New rule for FICO score announced
- Just Say NO to Refund Anticipation Loans
- Class Action Filed Over Chase Credit Card Fees:
- Don’t get Suckered at The City
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