The need for financing is a critical and perennial concern for the owners of small businesses. Indeed, few things are as crucial to the health of a small business operation. Many small businesses are launched by the personal resources of their owners. But they can quickly reach the stage where the owner must look to [...]

For newlyweds, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially. “Financial incompatibility is a primary reason for a significant number of failed marriages,” said Lee Bowman, National Coordinator for Community Affairs. “Achieving [...]

  No matter how old or young you are, there are some basic things you can do to better manage and protect your money. Here are recommendations from FDIC Consumer News. Comparison shop for financial services. Just as you would do for any major purchase, look at what is being offered by your bank and a [...]

As a teen, you’re beginning to make some grown-up decisions about how to save and spend your money. That’s why learning the right ways to manage money…right from the start…is important. Here are suggestions. Save some money before you’re tempted to spend it. When you get cash for your birthday or from a job, automatically [...]

  A great way to ease some of the pain of excess debt is to start a home based business.  Think about your favorite thing to do and you may find a great business idea there or find one of the many MLM’s you can get you heart into. MLM’s are a great way to learn how [...]

  The New York Times takes a revealing look at self-handicapping excuses—like “I barely slept the night before the test”—and why we create them, as well as the extremely unlikely chance that anyone else buys them. The short version of the research and studies cited is that we all do it, in varying amounts, to [...]

This really shows how twisted the markets are now a days. AAPL posted record sales last quarter and the stock went down, AAPL says Super Steve is really sick and the stock goes up! Go figure. Apple CEO Steve Jobs today decided to “share something very personal with the Apple community”–in an open letter posted [...]

Remember these top 8 cyber security practices. 1. Protect Your Personal Information. It’s Valuable. Identity theft risk can be minimized when online by not giving out personal information your name, email address, account numbers, or Social Security number until you know how it’s going to be used, and who you are giving it to. Don’t [...]

It is that time of year again when we reflect on what we had hoped to accomplish in the past year and what we plan to accomplish in the next. Most times we look back and realize that we did not quite measure up to our hopes and dreams. As a business advisor and executive [...]

Mindset has almost become a buzz word. What’s interesting about this is the effect mindset has on our everyday lives is not a new concept. I’m one of the many who tried to read Napoleon Hill’s Think & Grow Rich many years ago, at a time in my life when I wasn’t receptive to the [...]