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	<title>Moneytology &#187; Banking</title>
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	<link>http://www.moneytology.com</link>
	<description>What They Should Have Taught Us About Money in School but Didn&#039;t</description>
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		<title>Setting Priorities for Your Debt</title>
		<link>http://www.moneytology.com/2009/04/16/setting-priorities-for-your-debt/</link>
		<comments>http://www.moneytology.com/2009/04/16/setting-priorities-for-your-debt/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 19:08:26 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Small Business]]></category>
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		<category><![CDATA[Wealth]]></category>
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		<category><![CDATA[Goals]]></category>
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		<guid isPermaLink="false">http://www.moneytology.com/?p=367</guid>
		<description><![CDATA[If you are not prioritizing your debt, you may find it difficult to make any headway in paying it off promptly. One of the keys to money management is knowing how and where to spend your money, and taking the time to prioritize your debt has many benefits. First and foremost, if you are managing [...]]]></description>
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		<title>Beware of Foreclosure Rescue Scams &#8211; Help Is Free!</title>
		<link>http://www.moneytology.com/2009/04/09/beware-of-foreclosure-rescue-scams-help-is-free/</link>
		<comments>http://www.moneytology.com/2009/04/09/beware-of-foreclosure-rescue-scams-help-is-free/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 21:21:04 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Investments]]></category>
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		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking]]></category>
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		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=364</guid>
		<description><![CDATA[There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor. Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away! Beware of [...]]]></description>
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		<title>Can You Get Mortgage Help?</title>
		<link>http://www.moneytology.com/2009/02/21/can-you-get-mortgage-help/</link>
		<comments>http://www.moneytology.com/2009/02/21/can-you-get-mortgage-help/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 23:34:25 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[General]]></category>
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		<category><![CDATA[Application]]></category>
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		<guid isPermaLink="false">http://www.moneytology.com/?p=343</guid>
		<description><![CDATA[  Source: [CNNMoney.com] &#8212; The eagerly anticipated foreclosure prevention program unveiled Wednesday by President Obama targets 9 million borrowers for help &#8211; are you one of them? The $75 billion effort, dubbed the Homeowner Affordability and Stability Plan, boils down to two basic solutions: First, the government is aiming to help more homeowners refinance to [...]]]></description>
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		<title>Inconvenient Debt: Watch and share this</title>
		<link>http://www.moneytology.com/2009/02/13/inconvenient-debt-watch-and-share-this/</link>
		<comments>http://www.moneytology.com/2009/02/13/inconvenient-debt-watch-and-share-this/#comments</comments>
		<pubDate>Fri, 13 Feb 2009 12:27:33 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[TARP]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=339</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>2</slash:comments>
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		<title>FICO 08: Pros and Cons</title>
		<link>http://www.moneytology.com/2009/02/06/fico-08-pros-and-cons/</link>
		<comments>http://www.moneytology.com/2009/02/06/fico-08-pros-and-cons/#comments</comments>
		<pubDate>Sat, 07 Feb 2009 05:20:38 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fico 08]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=332</guid>
		<description><![CDATA[No matter where you turn in the media these days, you likely will find ads urging you to check your credit score &#8212; but you might not know that a new way of determining credit scores is being rolled out this spring, and it will affect the way your credit is calculated. Fair Isaac Corporation [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FICO 08: New rule for FICO score announced</title>
		<link>http://www.moneytology.com/2009/02/06/fico-08-new-rule-for-fico-score-announced/</link>
		<comments>http://www.moneytology.com/2009/02/06/fico-08-new-rule-for-fico-score-announced/#comments</comments>
		<pubDate>Sat, 07 Feb 2009 04:59:00 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Fico 08]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=328</guid>
		<description><![CDATA[  A new system for determining your credit-worthiness, FICO &#8217;08, rolls out this Thursday, and there&#8217;s nothing you can to do stop it. By these 6 changes, ye shall be judged: 1. Spouses and children can improve their credit score by being an authorized user on a credit card account, but that&#8217;s it. No more [...]]]></description>
		<wfw:commentRss>http://www.moneytology.com/2009/02/06/fico-08-new-rule-for-fico-score-announced/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Class Action Filed Over Chase Credit Card Fees:</title>
		<link>http://www.moneytology.com/2009/02/04/class-action-filed-over-chase-credit-card-fees-bank-demands-monthly-service-fee-higher-payments/</link>
		<comments>http://www.moneytology.com/2009/02/04/class-action-filed-over-chase-credit-card-fees-bank-demands-monthly-service-fee-higher-payments/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 00:25:03 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=318</guid>
		<description><![CDATA[Bank demands &#8220;monthly service fee,&#8221; higher payments A class action filed in January alleges that Chase is forcing its customers to pay a &#8220;monthly service fee&#8221; and an increasedmonthly payment, without advance notification.     The suit concerns Chase&#8217;s &#8220;Balance Transfer Checks,&#8221; a tool that allows consumers to transfer outstanding balances to their Chase credit cards. The suit [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>For Newlyweds: Starting a Household on Solid Ground Financially</title>
		<link>http://www.moneytology.com/2009/01/26/for-newlyweds-starting-a-household-on-solid-ground-financially/</link>
		<comments>http://www.moneytology.com/2009/01/26/for-newlyweds-starting-a-household-on-solid-ground-financially/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 01:20:12 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Tutorials]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Couples]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[List]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Newlyweds]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=306</guid>
		<description><![CDATA[For newlyweds, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially. &#8220;Financial incompatibility is a primary reason for a significant number of failed marriages,&#8221; said Lee Bowman, National Coordinator for Community Affairs. &#8220;Achieving [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>For Any Age or Stage: Practical Advice for Everyone on How to Save and Manage Money</title>
		<link>http://www.moneytology.com/2009/01/26/for-any-age-or-stage-practical-advice-for-everyone-on-how-to-save-and-manage-money/</link>
		<comments>http://www.moneytology.com/2009/01/26/for-any-age-or-stage-practical-advice-for-everyone-on-how-to-save-and-manage-money/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 01:12:51 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Tutorials]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=303</guid>
		<description><![CDATA[  No matter how old or young you are, there are some basic things you can do to better manage and protect your money. Here are recommendations from FDIC Consumer News. Comparison shop for financial services. Just as you would do for any major purchase, look at what is being offered by your bank and a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>For Teens: How to Ace Your First Test Managing Real Money in the Real World</title>
		<link>http://www.moneytology.com/2009/01/26/for-teens-how-to-ace-your-first-test-managing-real-money-in-the-real-world/</link>
		<comments>http://www.moneytology.com/2009/01/26/for-teens-how-to-ace-your-first-test-managing-real-money-in-the-real-world/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 01:00:18 +0000</pubDate>
		<dc:creator>Shawn A. Boyd</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[positive]]></category>
		<category><![CDATA[Teens]]></category>

		<guid isPermaLink="false">http://www.moneytology.com/?p=296</guid>
		<description><![CDATA[As a teen, you&#8217;re beginning to make some grown-up decisions about how to save and spend your money. That&#8217;s why learning the right ways to manage money&#8230;right from the start&#8230;is important. Here are suggestions. Save some money before you&#8217;re tempted to spend it. When you get cash for your birthday or from a job, automatically [...]]]></description>
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